Cali Pearl Services & Pricing

Transparent solutions to protect your family and plan your legacy.

Insurance Solutions

Life Insurance

Flexible life insurance options to protect your family and build long‑term security.

Health Insurance

Comprehensive health coverage to safeguard against unexpected medical costs.

Health Insurance

Affordable plans designed to fit your lifestyle and budget.

Supplemental Insurance

Extra protection for critical care, hospitalization, and indemnity coverage.

Supplemental Insurance

Coverage that fills gaps in traditional health insurance.

Dental & Vision

Affordable dental and vision plans to keep you and your family healthy.

Final Expense

Coverage designed to ease the financial burden of end‑of‑life expenses.

Financial Planning

At Cali Pearl, financial planning fees are based on the complexity of your plan and the assets you entrust to us. Assets must be transferred to Cali Pearl and considered “assets under management” to qualify for pricing tiers. Your financial plan fee is a one-time cost: the base fee covers one area, each additional area adds $300, and optional updates^* are available.

FREE Basic Financial Plan

Get started with a complimentary plan through Planswell.

Start Free Plan

Single Issue Plan

Focused on one area (e.g., retirement or college planning).

$500 (if <$100,000 AUM)

Comprehensive Plan

Covers 2 or more areas of financial planning. Each additional area adds $300.

Tiered pricing by AUM

Plan Updates

Optional updates (recommended every four years or major life changes).

$350

Assets Under Management

Ongoing management of your investments with advisor oversight.

1.25% of assets under management

^* Optional updates are recommended every four years or following major life changes to keep your plan aligned with your goals.

Your Legacy Deserves More Than Good Intentions

At Cali Pearl, we turn your goals into actionable plans — transparent, empowering, and built to last.

Your Future, Your Plan - Begin Now